Current Cashback Offers

Latest lender cashback offers sourced from broker-centre updates.

Always double-check terms directly with the lender before submitting applications. Offer windows, eligibility and drawdown conditions can change.

ANZ

First Home Buyer

$3,000 First Home Buyers Bonus Offer

  • Minimum new lending of $250,000.
  • Application window started on 1 December 2022 and runs until withdrawn.
  • Eligible ANZ home loan drawdown required within 180 days of application.
  • Not available if a similar ANZ offer/rebate was redeemed in the prior 12 months.

Bank of China

Refinance + Purchase

$2,888 Refinance and Purchase Cashback

  • Applications and supporting documents to be lodged from 18 February 2026 to 31 March 2026.
  • Settlement required before 30 June 2026.
  • Minimum loan size $400,000 and LVR up to 80%.
  • Excludes construction loans and requires direct debit setup from a Bank of China account.

IMB Bank

Refinance

Up to $3,000 Refinance Cashback

  • Apply from 18 October 2024 until withdrawn.
  • Settlement required within 90 days of application.
  • LVR up to 80%.
  • $2,000 for loans between $250,000 and $499,999, and $3,000 for loans from $500,001 and above.

ME Bank

Refinance

$3,000 Refinance Cashback

  • Apply from 1 May 2026 to 28 August 2026.
  • Settlement required within 120 days of application date.
  • Minimum new lending of $700,000 and LVR up to 80%.
  • Available on ME home loan products for owner occupiers and investors, with product-specific exclusions.

P&N Bank (WA Only)

Essential Services

$1,500 Cashback

  • Available to eligible WA essential services members in specified professions.
  • Minimum loan amount $250,000 and maximum LVR 80%.
  • Not available for refinance of existing P&N and BCU loans.
  • For joint applicants, one rebate payment applies.

People's Choice (People First Bank)

Refinance

$1,000 Refinance Cashback

  • Minimum loan amount $500,000 and max LVR 80%.
  • Applications must be lodged by 30 June 2026.
  • Settlement required within 3 months of application date.
  • Not available for construction, bridging, business loans, or internal refinances.

Offers latest available update at time of publishing.

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