Find your realistic home buying budget by combining your deposit, borrowing power and living expenses.
Your realistic home buying budget based on savings and income, accounting for lender serviceability rules.
Your upfront savings, which reduces the loan amount needed.
Monthly household income used to calculate borrowing power. Lenders typically allow borrowing up to 5–6x annual income.
Living costs (excluding rent) to calculate available funds for repayment.
Let CredQ refine this estimate with a formal borrowing power assessment.